Personal Risk Planning
Have you ever thought what would happen if you had to stop work tomorrow because of an accident or illness. Would you be able to continue to pay your bills and afford the lifestyle you currently enjoy? There’s no greater peace of mind than knowing you have an ongoing income should you be temporarily unable to work because of sickness or injury.
Whether you’re employed or work for yourself, Income Protection Insurance provides you with a monthly benefit of up to 75% of your income if you can’t work due to sickness or injury. This benefit can help to maintain your lifestyle while you concentrate on recovering.
More than 60% of Australians will be disabled for more than one month during their working life and more than 25% will be disabled for more than three months*.
*Australian Disability Table IAD89-93 Class